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Specialist Regulated Advice

Why is it so important?

Why is specialist regulated advice so important?

There are a lot of things to think about when you are considering a lifetime mortgage. These include your eligibility, other options you may have and how a lifetime mortgage could affect state benefits you are entitled to.

Expert Advice

That’s why you can only take out a lifetime mortgage through a specialist regulated lifetime mortgage adviser. They are experts who have passed detailed professional lifetime mortgage examinations.

This means that they can look at your situation and work out if a lifetime mortgage is right for you, They will also help you compare different options and complete the application.

Instructing a Solicitor

As you will need independent legal advice, your adviser can also help you find a solicitor if you do not already have one.

Not all solicitors are able to carry out the conveyancing for a lifetime mortgage as it is a specialist area of expertise. You should check with your own solicitors if they are able to carry this out or alternatively talk to your regulated lifetime mortgage adviser.

Wills and Power of Attorney

This is an ideal time to revisit your will and make sure that it is up to date. It may also be a good time to discuss appointing Powers of Attorneys with your solicitor.

All advisers at MCAL Equity Release are regulated lifetime mortgage advisers